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** NEVER DIET AGAIN (aka: "The Permanent Diet") **
I'm about to give a presentation this afternoon on one of my other passions: financial independence. I love teaching people to never stress about money and financially prepare for retirement!
In the last year since I've been on FS, we've thrown around the term "caloric budget" a few times. I'm about to offer a little more in-depth advice to this topic.
So, the basic caloric budget - like your financial budget - is how much you can spend based on how much you earn. If you workout, do lots of exercise/activities, or have an active job, consider yourself fairly wealthy and have a lot of spending power!
If you'd like to be able to eat more, MOVE MORE. That's how you "get a raise" and increase your "paychecks" so you have more to spend. You're in total control of your "income" here 😉
As with money, you don't need to spend it all though. That's the next point here: SAVINGS.
When folks see they need around a million+ dollars in order to retire, they get overwhelmed and shut down. They see it as an impossible task and hesitate to even take the first step. The same can be said for someone attempting to lose 50, 100, 200+ pounds. It's daunting at first glance, but this should make the mountain a bit more like a mole hill...
They keys to retirement savings are:
(1) Make steady contributions towards your account and don't skip a payment.
(2) Don't be in a rush.
(3) Start small.
(4) Focus on developing good spending habits.
Here's how this translates into permanently achieving your fat loss goal:
(1) Create a dieting plan with long-term goals in mind instead of a quick weight drop. Choose foods you enjoy in small portions to prevent cravings.
(2) Watching the scale is like watching your investments... the stock market goes up and down and so does scale weight. Keep your eyes up and keep your focus down the road to avoid short-term freak-out cycles.
Remember, you're gonna be doing this for years (not months), so pick a diet of foods or restrictions that are comfy so it doesn't stress you out later with temptations.
(3) When starting to save money, $50 a paycheck is a great start. You can gradually increase this over time as you become more disciplined. The same thing applies to calories; you don't need to suddenly slash 1000 calories in order to lose weight. Start by removing 100 calories at a time to prevent shock. You can increase the deficit as you go.
(4) Focus on good eating habits. "Live within your means" and remember this is a skill that takes practice! Slowly eliminate those things that you know to be stumbling blocks and increase things that are beneficial.
Practicing portion control and moderating the snacks and treats are the first step.
It takes a long time to do it right. Build the foundation for lasting results. Remember that each time you "cheat" yourself, you set back your progress, but it doesn't mean it's over. No point in getting bummed... just get back on track quickly and pick up where you left off without guilt.
Keep your long-term goals in mind and avoid the short-term pleasures when possible.
"That $50,000 car you choose to buy today means you just added 3-5 years to the time you could've been retired!" That's a phrase I use to put goals into perspective. Personally, I'll drive a beater in order to achieve my goals 👍
#Priorities
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69.4 kg
Lost so far: 2.3 kg.
Still to go: 0 kg.
Diet followed: Reasonably Well.
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2745 kcal
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Fat: 104.43g | Prot: 172.88g | Carbs: 297.04g.
Breakfast: Chick-fil-A Chick-fil-A Sauce, Publix Quick Cooking Oats, El Popular Chorizo, Oakdell Jumbo Eggs, Winco Foods 1% Lowfat Chocolate Milk. Second Breakfast: Nature's Best Isopure Low Carb Dutch Chocolate, Optimum Nutrition Micronized Creatine Powder, Winco Foods 1% Low-Fat Chocolate Milk, Coffee (Brewed From Grounds). Lunch: Fiber One Protein Bars - Peanut Butter, Fiber One Chewy Bars - Oats & Chocolate. Dinner: Smucker's Sugar Free Strawberry Preserves, Tillamook Marionberry Pie Ice Cream, Daisy Low Fat 2% Small Curd Cottage Cheese, Nature's Best Perfect Zero Carb Isopure Whey Protein Isolate - Mango Peach, Stouffer's Chicken Alfredo. Supper: Extra Strength Melatonin Gummies, Dr. Tobias Triple Strength Omega 3 Fish Oil, Vitafusion MultiVites Gummy Vitamins. more...
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2302 kcal
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Exercise:
Yard Work (gardening) - 15 minutes, Cooking - 15 minutes, Showering - 30 minutes, Watching TV/Computer - 6 hours, Driving - 1 hour, Sleeping - 7 hours and 30 minutes, Resting - 30 minutes, Bus Driving - 8 hours. more...
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Losing 3.2 kg a Week
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